Insights

Meet our new equity release adviser

11 December 2019

We’re delighted to welcome a new equity release adviser to our team. Vicky McDaid joins us with a huge amount of experience – and a determination to deliver great service for our over 55 equity release customers. Read more

Why we invite you to involve your relatives or friends when you consider equity release

4 December 2019

Deciding whether to release equity from your home is a big decision – and it may affect how much you are able to leave your loved ones. That’s why we advise you to involve them if you’re considering equity release. Read more

Equity release available on buy-to-let properties

27 November 2019

If you own a buy-to-let property, you can now release equity on it to help realise your retirement dreams. Read more

Majority of over 55s don’t want to downsize

20 November 2019

A survey of homeowners aged 55 and over has found that nearly two thirds of them do not plan to move to a smaller home in retirement, with nearly a quarter saying they would consider equity release to enable them to stay in their current property. Read more

Our equity release expertise

13 November 2019

If you’re considering releasing equity from your home to realise your retirement dreams, you need to talk to someone who really knows the market. Fortunately, our equity release scheme advisers have more than 140 years’ experience in the financial services sector – and have spent more than half a century writing equity release schemes for the over 55s. Read more

Homeowners increasingly expect to be paying off their mortgage in retirement

6 November 2019

One in six people think they will still be paying off their mortgage when they are over 65, according to a new study. The report’s authors suggest that equity release could be one way of managing the situation. Read more

Interest-only equity release available without affordability checks

16 October 2019

If you’re thinking of releasing equity from your home to realise your retirement dreams but don’t want the interest to mount up, an interest-only lifetime mortgage could be the solution for you. What’s more, you can now get them without the lender requiring proof of income or affordability checks. Read more

Equity release available on a wider range of properties than ever before

9 October 2019

The equity release market is growing all the time, with more lenders offering more diverse equity release products. If you have previously been told your home may not meet lenders’ criteria, it may pay to look again. Read more

Equity release now available on second homes

2 October 2019

If you’re the lucky owner of a second home, we’ve got good news for you: you could now release equity from your second property to help realise your retirement dreams. Read more

Think you may want to pay off your equity release loan? Some lenders now let you do this

25 September 2019

If you think you may want to downsize in the future and potentially pay off your equity release scheme loan, you’ll be pleased to know that some lenders now offer downsizing protection. A range of equity release products now have features that mean you can repay your loan without facing hefty early repayment charges. Read more

‘It was very easy when our 55+ Equity Release adviser spoke to us – it was like we had known her all our life.’

LS, successful over 55 equity release scheme applicant, Gravesend, Kent

Read more testimonials